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Anne Arundel County
Government Employees and Non-Medicare Eligible Retirees

Open Choice®

PPO Plan

Get the flexibility of both in- and out-of-network benefits.

Is this the plan for you?

*Deductible: The amount you pay for covered services before your health plan begins to pay. **Copay: This is the dollar amount you pay for health care expenses after you meet your deductible limit. ***Coinsurance: This is the percentage of health care expenses you pay after your deductible. Your health plan pays the rest up to any benefit or lifetime maximum.
Visit the Anne Arundel County Health Information Website to see the Benefits Plan Comparison document.

Plan highlights

Table of plan details.
Plan Details In-network Out-of-network*
Deductible $125 Individual
$250 Family
$500 Individual
$1,000 Family
Annual out-of-pocket maximum $500 Individual
$1,000 Family
$1,500 Individual
$3,000 Family
Office Visits $15 copay – Primary Care Physician
$35 copay – Specialist
30% coinsurance, after deductible – Primary Care Physician and Specialist
Preventive Care 100% covered, deductible waived 30% coinsurance, after deductible
Inpatient Hospital 5% coinsurance, after deductible 30% coinsurance, after deductible
Urgent Care $35 copay $35 copay
Emergency Room $75 copay $75 copay
Ambulance 100% covered, deductible waived 100% covered, deductible waived
Chiropractor $35 copay 30% coinsurance, after deductible
Short-Term Rehabilitation
(300 visits per year)
$35 copay 30% coinsurance, after deductible

*Note: The plan pays benefits for out-of-network services based on the allowable charge for a service. If your out-of-network provider charges more than the allowable charge, you will be responsible for any expenses incurred that are above this amount, in addition to your out-of-network deductible and coinsurance/copay. Any amount that you pay above the allowable charge will not apply to your out-of-pocket maximum.

Find a participating doctor in seconds.
Visit the Open Choice® PPO provider search tool.
Start searching